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Quiz for the week (23 Sep 2024):

All Well Charity is a charitable trust recognised under section 12AB which is engaged in running schools and colleges. During the financial year 2023-24, it has gross receipt of Rs.900 lakhs and its application by way of revenue expenditure was Rs.620 lakhs which included interest of Rs 25 lakhs on moneys borrowed from a trustee. The trustee originally pledged his property and availed loan which was given to the trust. Interest payment by the trust to the trustee was equal to the amount of interest payable by the trustee to the bank. Total amount of capital expenditure of Rs.180 lakhs which included Rs.50 lakhs being the sum accumulated for the said capital expenditure in the financial year 2022-23 under section 11(2) and the balance was met from the current year income. Discuss the consequence of the transaction and the tax payable by the trust.

 

Best Answer :

The following would be the computation of the income of All Well Charity for the assessment year 2024-25:

 

Rs. in lakhs

Gross receipt

900.00

Less: 15% being automatic exclusion

135.00

 

765.00

Less: Revenue expenditure

620.00

 

145.00

Less: Capital expenditure (Rs.180 Rs.50)

130.00

Net Income

15.00

 

It is presumed that in respect of interest expenditure of Rs.25 lakhs tax was deducted at source for the interest payment made the trustee who in turn borrowed from a bank by pledging his property. The rate of interest for the loan received from the trustee would not be hit by section 13(1) since the interest paid to trustee is equal to rate of interest charged by the bank on the loan advanced to the said trustee.

The amount set apart being Rs.50 lakhs in the financial year 2022-23 has been applied for the earmarked purpose in the financial year 2023-24. This amount since identified and set apart in the earlier year its application would not be considered for the purpose of computation of total income of the trust of the assessment year 2024-25.

The trust has total income of Rs.15 lakhs on the assumption that it has not applied for accumulation of income for any specific purpose under section 11(2). This income of the trust would be its total income which would be liable to tax at the rate applicable for individuals. The tax liability hence would be Rs.1,56,000 including HEC @4%.